It is that time of year again where we make commitments; we all hope for the best, use your will power and try to keep them through the year.  Here are a few resolutions that I have made in the past or have heard of:

1. Buy / Sell a house (we have to mention that one!)
2. Lose weight
3. Get out of debt
4. Quit (insert bad habit)
5. Start (insert good habit)
6. Spend more time with family
7. Call friends and family more
8. Change job / get promoted at work
9. Volunteer
10. Learn something new